Deposit Products

Business Checking - At Garden City State Bank we recognize that you need a checking account that fits your business needs.

Commercial Checking

• $500.00 minimum to open.
• $6/Month maintenance fee waived if minimum daily balance does not drop below $5,000.
• Earnings Credit of $.30 per $100.00 on daily collected balance is accrued to offset the monthly service fee.

• Debit Items: $.15 each

  Credit Items: $.05 each

  Deposited Items: $.05 each

• 24 hour telephone access to your account using Phone Xpress

Basic Business Checking

• $200.00 minimum to open.
• $8/Monthly maintenance fee waived if minimum daily balances does not drop below $2,000 - no earnings credit
• 1^st 25 deposits at no charge; $.35 for each additional deposit.
• 1^st 60 debits at no charge; $.20 each additional debit item
• 1^st 100 deposited items at no charge; $.15 for each additional item.
• 24 hour telephone access to your account using Phone Xpress

Proprietorship Account

• $200.00 minimum to open.
• $10/Monthly maintenance fee if balance drops below $1,500.
• 1^st 50 debits, no charge; after 50, $.20 each
• Image statements monthly.
• Interest bearing account, interest rate may vary.
• 24 hour telephone access to your account using Phone Xpress.