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Business Checking - At Garden City State Bank we recognize that you need a checking account that fits your business needs.


Commercial Checking

  • $500.00 minimum to open.
  • $6/Month maintenance fee waived if minimum daily balance does not drop below $5,000.
  • Earnings Credit of $.30 per $100.00 on daily collected balance is accrued to offset the monthly service fee.
  • Debit Items: $.15 each Credit Items: $.05 each Deposited Items: $.05 each
  • 24 hour telephone access to your account using Phone Xpress

Basic Business Checking

  • $200.00 minimum to open.
  • $8/Monthly maintenance fee waived if minimum daily balances does not drop below $2,000 - no earnings credit
  • 1st 25 deposits at no charge; $.35 for each additional deposit.
  • 1st 60 debits at no charge; $.20 each additional debit item
  • 1st 100 deposited items at no charge; $.15 for each additional item.
  • 24 hour telephone access to your account using Phone Xpress

Proprietorship Account

  • $200.00 minimum to open.
  • $10/Monthly maintenance fee if balance drops below $1,500.
  • 1st 50 debits, no charge; after 50, $.20 each
  • Image statements monthly.
  • Interest bearing account, interest rate may vary.
  • 24 hour telephone access to your account using Phone Xpress.
  • Free setup and activation of a merchant services account with america merchant services free terminal program.

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