About Us
About Us

About Us

Bank History

Garden City State Bank was officially founded in March 2000 by Frank Reifschneider and Douglas Laubach. The bank is a member of The American Bankers Association, Kansas Banker's Association, and The Independent Community Bankers of America. Garden City State Bank provides a full range of personalized banking activities to its customers and specializes in working with small businesses and farmers

The organization and capitalization of the bank began a year before the bank actually opened. Reifschneider and Laubach recognized the need for a locally owned community bank in Finney County that would maintain strong ties to the community. They wanted to create a bank that was integrated into the community and which would provide a stable source of financing for local businesses and consumers. Their intense desire to play a role in the economic development of Garden City and Finney County was instrumental in acquiring the support needed for a new bank. Within a short time over 60 local investors had expressed their commitments to the idea of a locally owned community bank by making capital investments in the proposed bank.

The bank is located at 1910 E. Mary Street where it originally housed nine employees in a small modular building that served as a temporary site. Initial assets of the new bank totaled $3,720,000. In 2003 the bank moved into its permanent location at its original address of 1910 E. Mary in Garden City, Kansas. Our total assets now exceed the $50,000,000 mark and continue to grow.

Our directors are local, our ownership is local, and our management team consists of officers who have lived and worked in the community for years. Our officers and employees serve on the boards of several local non-profit organizations and are active in the local area service clubs. In all areas of endeavor we constantly strive to provide our customers "personalized local banking with people you know".


  • Frank Reifschneider, President/CEO
  • Douglas Laubach, Executive V.P.
  • Todd Dauber, Sr. V.P./Commercial Loans
  • Sheryl Goss, Consumer Loan Officer
  • Olivia Gonzalez, V.P./Cashier
  • Steve Linenberger, V.P./Commercial Loans
  • Lisa Ratzlaff, V.P./Mortgage Loan Manager
  • Tammi Frazer, AVP/Loan Administration
  • Paula Herrell, AVP/Administration


  • Raymond Eves
  • Dan Fankhauser
  • Douglas Laubach
  • Frank Reifschneider
  • Lonnie Sassaman

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