Welcome to our Web site. Garden City State Bank is pleased to offer you a full line of products and services that can be accessed and administered online. Online Bill Payment, funds transfers, and a host of options are now available to our online banking customers. We are dedicated to providing our customers with both a state of the art Online Banking platform as well as offering personalized banking with people who want your banking experience to be enjoyable.

We think you'll find our online banking site simple and easy to navigate. And, should you have suggestions for improvements, please pass them along.

Sometimes, regardless of how much effort goes into the design of an online platform, the need for a real person becomes unavoidable. If you find yourself in that situation, please be assured that we have highly knowledgeable personnel who will respond to your e-mail questions or your phone calls. Use the online link to our e-mail for a response within 24 hours or simply pick up the phone and give us a call.

Dodd-Frank Notice

All funds in a "noninterest-bearing transaction account' are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").

For more information about temporary FDIC insurance coverage of transaction accounts, visit

Attention Business Banking Customers Through our partnership with advantage merchant account we now offer a full suite of payment processing merchant services. To login to your virtual terminal reporting system, click here

By accessing the noted link you will be leaving Garden City State Bank's website and entering a website hosted by another party. Garden City State Bank is not endorsing or guaranteeing the products, information or recommendations provided by this site. †Garden City State Bank has not approved this as a reliable partner site. Garden City State Bank is not liable for any failure of products or services advertised on these sites. †Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Garden City State Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may provide less security than those of Garden City State Bank.

Online Bill Pay


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